Occupational Health Insurance
Master the demographic change confidently
Right now, in a time of demographic change with inevitably longer working lives, the topic of employee health is more relevant than ever. With our occupational health insurance you are well prepared for the challenges of the future labor market. Occupational Health Insurance (BKV) is a health insurance fund that you finance as an employer. It is concluded as part of a group insurance contract (collective framework agreement). Contracting party, policyholder and contributor are you as employer. Employees are the insured persons and enjoy the benefits of a private supplementary health insurance – and this at particularly low-cost insurance premiums for the employer.
Reduce absenteeism, increase productivity
Demographic change not only results in fewer and fewer suitable skilled workers being available on the labor market. As far as the existing workforce is concerned, you, too, face a major challenge as an entrepreneur: In the next few years, the average age of your company will increase dramatically. This has a direct impact on the duration of the absence and thus on the productivity of your company.
What may surprise you in this context: Employees who appear ill to work, cause the far greater cost. All this shows the importance of good health care.
The bKV does that to increase the productivity of your company:
- faster recovery improved provision Reduction of sick leave improved production and service quality
This is what the bKV does for the employer brand of your company:
- Image gain for you as an employer Competitive advantage in attracting and retaining specialists and executives More motivation, health awareness and loyalty within the workforce
Engage employees, gain talents
In the media you hear it almost every day: The declining birth rate has a clear impact on today’s job market. The declining number of university graduates is accompanied by a continuously increasing number of vacancies. Many companies are already affected by the much-quoted shortage of skilled workers, and studies are even forecasting an intensification of this problem. No wonder, then, that setting up an employer brand and involving one’s own employees are seen as the most important challenges by decision-makers.